It is never too late. USFS has an adult program that now includes young adult. There is a testing structure and events here and when you are older, all over the world. The devil himself showed up to award us our medals in Oberstdorf two weeks ago. One of the greatest attribute of skating is it is a lifelong activity! I know many who started in their twenties and have all their doubles and perform level 4 spins. BTW I started at 43 and skate pairs and free and am as fit as I was at twenty five (now 53)
Congrats on getting started skating. If it makes you feel better, I'm at least 25 years older than you and I started skating about 18 months ago. I'm taking lessons and learning very basic moves but I'm so glad I did it. Better to start late than not start at all. And if you stick with it long enough, you never know what might be in your future in terms of competing as an Adult. If you want to try pairs or dance, there may be an Adult male skater who wants to try it too. Or as your skills improve, you may be ready to partner with someone a little more experienced. Good luck and keep at it.
Regarding skates, I have a nice pair of Riedells that were around $150 on sale. If I get to the point of doing any jumps, may want to trade up eventually, but for an advanced beginner they're great.
On the Ice