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I have to wonder through what spectacles you are peering. Mirai had she kept it together would have won worlds. She is Asian and petite but the similarity ends there, IMO. At 16, she is as polished as anyone out there though not as sophisticated as Rochette, nor the consistent competitor equal to Mao or Kim. She has more natural talent than Kim if you are not talking big triple jumps. Her skating does not look like Yu-Na. All the top ladies are very distinctive. She is 8 years younger than Rochette, 3 years less experienced than the top two.
I suspect she will have to fight confidence issues, as she has before and may be more like Sasha as a competitor. So many objective non-partisan fans of FS found her Oly Skates to be a highlight. She has tons of charm and charisma. I think only Mao was that "polished" at 16. People everywhere are so impressed with the total package she is. As they all say about Evan, Mirai has not the one thing, but "the everything." Her artistry and grace while performing jumps, spins, spirals, footwork is second to no one. She has only just begun on the world stage. I hope she is lucky barring injuries.
As many have said before, they all want to skate like Sasha but compete like Kwan or Kim. Only consistency should keep Mirai from being the best in the world. Even if she doesn't win the big events due to nerves, she is quality, quality, quality to quote Hamilton.
Overall, I agree with your assessment of Mirai, princess9. I like Mirai quite a lot, both for her skating and her personality. If she were ever to leap that final hurdle and become a champion, particularly OGM, I think she's got what it takes to become an American celebrity athlete (the indefinable sparkle), and would probably become huge in Japan and Asia to boot.
The one comment that doesn't make sense to me is highlighted above. Granted, Mirai has gorgeous positions, flexibility and lines, maybe even better than Mao. I don't think anyone can accuse me of being obsessed solely with the physicality of skating

, but "talent" has to be measured in reference to what helps you score/win in figure skating. And by that measure, the "hugeness" and consistency of jumps is where the points are at, quite frankly. To say that a skater is more talented except for the triple jumps is akin to saying a Formula 1 driver is unrivalled in his driving skills...except that he's a bit slow. More than anything else, this is why it makes no sense to say that Mirai is more talented than Yuna (or Mao) at this stage. If Mirai can prove that she can bring the spectacular jumps when she needs them, then and only then will she truly be their peer.
Secondarily, I don't think it's accurate to say that Mirai is more talented even if one excludes jumps. In terms of physical technique, she's better than Yuna in positions/flexibility/lines (although the impact on scoring will be relatively minor in the larger scheme of things), but Yuna is superior in terms of speed and ice coverage, and IMO footwork/steps is pretty much a wash, and any qualitative differences are too small to matter. In addition, the difficulty of Yuna's non-jump package is at least as good as, if not better than, Mirai's.
From the point of view of expressiveness, Yuna is Mirai's superior at this point. Part of this may have to do with age and maturity. No doubt she's loaded with charm and charisma, but off-ice personality, and on-ice persona and expressiveness are not the same thing. There are plenty of artists who are quiet and withdrawn by nature, who seem to burst out like some dazzling doppelganger when they perform. Conversely, the arts (and especially Hollywood) are loaded with outsized characters who can't translate this into art. Don't get me wrong, I believe Mirai has lots of expressive potential, but at this juncture her charm is still jejeune, and she has yet to demonstrate her ability to evolve the way Yuna and Mao have done (her interpretation of Carmen being a case in point; my own idiosyncratic view is that skaters should be discouraged from doing that piece until they are at least 18 or 19, unless they're sticking to the fanfare only

).