To a great extent this has something to do with cultural expectations and the position of an adult woman in society. (Focused on American vs Asian ladies only, i'll leave the Canadians and Euros out of this.) Northeast Asian adult women, esp in Japan and Korea, are not expected to work and have a career once they get married and start a family. So the university education is really just a prelude to this, marking time rather than a serious foundation on which to build a lifelong career. Yes, there are individual exceptions to this but in general this still holds true for most JP and KOR women. On the other hand, most adult American women either want or are expected to pull their own weight in some sort of gainful employment. It's also an economic reality for most American women, they will have to work and pull in an income, unless they already come from a wealthy family. For those not endowed with trust funds, this normally means getting serious about your higher education at some point. Particularly since adequate, money-earning, professional skating opportunities for the post-competitive career have markedly diminished over the last 10 years.